Saskatchewan Municipal Hail Insurance (SMHI)
Municipal Hail Insurance (MHI) is a municipal organization operated by farmers for farmers that operates under the authority of the Municipal Hail Insurance Act.
The RM of Tecumseh No. 65 offers both SMHI & AMHI insurance.
Contact Kellee Slimmon, Acting Administrator for the RM of Tecumseh No. 65, to start your coverage.
Call: 306-457-2277 E-mail: admin@rmoftecumseh.ca Visit in person: 111 Government Rd N. Stoughton, SK.
SMHI: Crop hail insurance protection is available to any owner of land or lessee of Crown-owned land in Saskatchewan.
- Interest-free credit until December 31st
- Early payment discounts
- No-hassle continuous coverage: after the first year, coverage automatically renews on May 15th
- Indemnity limits up to $400 (2025 Rate) per acre
AMHI: A subsidiary of SMHI that provides crop hail insurance coverage to anyone with an insurable interest in the crop.
Buy alone or in addition to SMHI
Indemnity limits up to $500 (2025 rate) per acre
Coverage can be purchased on crops seeded on owned or leased land
Payment options: Cheque or Credit Card at time of purchase; Deferred payment due August 1st (at cash rate)
Sign up by August 1st
Important Dates
- Mar 31 - Last day for owners to withdraw from SMHI
- April 30 - Last day to apply for crop exemption
- June 15 - Last day to file crop reports for SMHI
- June 30 - Last day for new applicants to apply for coverage with SMHI
- August 1 - Last day to apply for coverage with AMHI or PMHI
- October 31 - Last day of hail & fire coverage
SMHI Discount Rates
To reward prompt payments, SMHI offers the following discounts:
- 5% if paid by September 30;
- 4% if paid by October 31;
- 2% if paid by November 30.
Hail Withdrawal
Owners of land may withdraw all, but not part*, of their cultivated land from the operations of The Municipal Hail Insurance Act by filing a withdrawal application with the Association on or before March 31st in any year.
*Owners of land may withdraw part of their land only if used for haying and grazing purposes.
Cancellation
Insurance may be cancelled for the current year only on crops insured which have been destroyed by some cause other than hail by notifying Municipal Hail Insurance by fax or registered letter on or before July 29th.
Exemption
An owner of land insured with Saskatchewan Municipal Hail Insurance Association may exempt a crop/crops from the operations of the Municipal Hail Insurance Act by filing a Crop Exemption application on or before April 30th of the current year.
Crop Exemption Fillable Application
Hail Withdrawal
Owners of land may withdraw all, but not part*, of their cultivated land from the operations of The Municipal Hail Insurance Act by filing a withdrawal application with the Association on or before March 31st in any year.
*Owners of land may withdraw part of their land only if used for haying and grazing purposes.
Cancellation
Insurance may be cancelled for the current year only on crops insured which have been destroyed by some cause other than hail by notifying Municipal Hail Insurance by fax or registered letter on or before July 29th.
Exemption
An owner of land insured with Saskatchewan Municipal Hail Insurance Association may exempt a crop/crops from the operations of the Municipal Hail Insurance Act by filing a Crop Exemption application on or before April 30th of the current year.
Crop Exemption Fillable Application
Claim Forms
SMHI $1,000 Scholarship
Municipal Hail is proud to support the next generation of smart minds through Municipal Hail Insurance Scholarships. Submit a completed application form accompanied by a copy of your most recent transcripts and proof of enrollment in a Saskatchewan university or technical institute by mail to:
Municipal Hail Insurance
2100 Cornwall Street
Regina, SK S4P 2K7
or by email to: smhi@municipalhail.ca
Successful applicants will be notified by July 31st.
Scholarship Form
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